Estate Planning

Nobody likes to think about their mortality. Yet, about two-thirds of people with life insurance say they feel financially secure, according to a study by the Life Insurance Marketing and Research Association (LIMRA). Policies offer important benefits like providing money for funeral expenses, end-of-life care, and beneficiaries — and in some cases, they also have cash value. …

If you’re considering buying life insurance, you may have already learned that many policies require a medical exam. However, do you know why they’re needed or what’s involved in getting one? Why do life insurance companies require medical exams? When you apply for life insurance, the insurer will underwrite the policy by reviewing your information …

Your family is growing. If your family is growing, you’ve probably realized that it’s time to update your health and life insurance. Not sure what to change or how to do it? Here’s what you need to know. How Much Life Insurance Coverage Do Families Need? Would your family continue to thrive if you passed …

Although not everyone has life insurance, all life insurance policies have death benefits. But what exactly is a death benefit, and how do death benefits work? What is a death benefit? A death benefit is money paid to a beneficiary when a life insurance policyholder passes away. Death benefits are also paid to the beneficiaries …